All transactions no fees, kaya BDO Pay Mo Na!

Metro Manila, Philippines – Life moves fast. Your payment app should too—without the extra fees and unnecessary fuss.

In a world where you can do almost anything with a tap, digital payments shouldn’t cost you extra just to access your money. That’s what BDO Pay is all about: a payment app built around handling everyday finances with ease, saving more on fees, and enjoying the satisfaction of doing it all in one app.

Keeping things simple and free

Skip the extra fees and unnecessary steps. BDO Pay gives you more ways to seamlessly manage your money in one app:

·Send money for free to any BDO account, other banks, and e-wallets via InstaPay or PesoNet.

·Pay bills to over 2,200 billers and buy load for free.

·Scan QR codes for free – whether paying at stores via QRPh with your BDO Debit Card, using Scan to Pay with your BDO Credit Card, withdrawing or depositing cash at QR-enabled ATMs, or sending money via InstaPay QR.

Built for the way you pay

Paying shouldn’t feel like an added item on your long list of tasks, yet many still find themselves juggling different apps, cashing in funds, or paying extra fees just to complete everyday transactions.

To get more value from your transactions, BDO Pay also lets you pay directly from your linked BDO account or credit card, no cash-in needed. It also helps you make the most of your spending with available deals, discounts, and cashback offers, while keeping your rewards points easy to view, track, and redeem in one place.

You deserve a payment experience that works for you, not the other way around. With a payment platform like BDO Pay, every transaction is designed to be simple and rewarding—making it easier to go about your day with effortless confidence.

Better when shared

You can introduce your family and friends to the ease and benefit of BDO Pay while earning rewards together.

From July 1 to September 30, you can turn referrals into cash. Simply share your referral code through the app. Once your loved one signs up and enters the code, you’ll receive ₱100 cash credits, and they’ll get ₱50 cash credits too. Here’s how:

*Open the BDO Pay app, tap More, then select Refer a Friend.

*Copy your referral code or tap Invite Friends to share it.

*Choose a messaging app and send the referral code to your friend.

*Your friend can then download and sign up for BDO Pay, enter the referral code during sign-up, and complete the registration process.

It’s not only easy; it’s a thoughtful way to help the people you care about enjoy cashless advantage—and get rewarded while you do.

No fees, just pay

The era of paying extra for convenience is coming to an end. If you’re ready to simplify your payment transactions with zero fees, BDO Pay Mo Na! Download on the App Store (iOS), Google Play Store for Android, or Huawei AppGallery for HarmonyOS.